| Term | Definition |
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| VA loans | A program that allows most veterans to purchase a house without a down payment.
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| Variable interest rate | A loan rate that moves up and down based on factors including changes in the rate paid on bank certificates of deposit or Treasury bills.
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| Variable rate | An interest rate that changes with fluctuations in such indexes as the U.S. Treasury bill index.
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| Variable rate mortgage | A loan with an interest rate that hinges on factors such as the rate paid on bank certificates and Treasury bills.
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| Vaulted ceiling | An elongated half-cylinder that arches above the floor.
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| Verification of deposit | As part of the loan process, a lender will ask a borrower's bank to sign a statement verifying the borrower's account balances and history.
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| Verification of employment | As part of the loan process, a lender will ask the borrower's employer for confirmation of the borrower's position and salary.
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| Vestibule | A small entrance hall or room.
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| Veterans Administration (VA) | The U.S. Department of Veterans Affairs operates a variety of programs to help veterans. One of the key plans it oversees is the VA loan program, which allows most veterans to purchase a house without a down payment.
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| Victorian style | An architectural style that dates from the mid-19th century.
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